Account Opening Solutions for Banks & Credit Unions

Take account opening from single transaction to continuous experience.

Opening an account or applying for a loan at your financial institution is usually the longest engagement users will have with your organization. Your FI must capture users’ expectations with a continuous digital experience powered by intuitive, robust account opening and loan application solutions. That requires transforming the onboarding experience to go beyond a single transaction.
Alkami offers several digital solutions to help your financial institution acquire more account openings and loan applications to provide users with an improved online engagement experience.
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FIs in 2020 prioritizing streamlining the digital account opening process and acquiring new customers.
–  BAI
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of online applicants exit prior to completing the opening of deposit accounts.
– Aite Group

Empower users from the start.

Provide new or existing account holders the convenience and flexibility to open accounts and apply for loans anywhere, anytime, using any type of device. Our solution uses the embedded features of a mobile device to eliminate tedious typing and make completing the application as easy as taking a picture. Mobile funding options allow applicants to select Apple Pay or Google Pay to seamlessly fund their new accounts in seconds.

Remove friction with intelligent authentication.

Intelligent authentication for account opening equips financial institutions with the most comprehensive suite of identity verification solutions available today. The benefits of machine learning, applied intelligence, and context-driven analytics, along with anomaly detection to create a layered approach to identity verification. Utilizing intelligent authentication creates a frictionless user experience with an integrated fraud approach to your risk strategy.

Bring the power of lending to
digital banking.

The Alkami Platform’s unified lending management system is powered by an intelligent decision engine that automates the entire loan life cycle including application processing, risk assessment, decisioning, loan origination, underwriting, servicing, collection, reporting, archiving, compliance, and more. It also helps instantly pre-qualify applicants using an AI-driven credit decisioning engine.

Simplify applications.

Alkami’s digital banking application assistant helps you increase your conversion rates of completed applications through a customizable, secure, and easy solution. Track the user as they move through the application experience and create personalized content based on their behavior to better understand your users and provide a seamless user experience.

Discover the gold standard in account opening solutions.

Alkami Announces Acquisition of Digital Account Opening and Loan Origination Provider MK Decision
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