Digital Banking Solutions for Banks and Credit Unions
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Digital Banking

Boost revenue and retention with powerful digital banking solutions

Explore digital banking solutions designed to power efficiency and ease across onboarding, engagement, and account servicing across mobile and desktop.
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For a second year in a row, Alkami has been certified by J.D. power for

Providing an "Outstanding Mobile Banking Platform Experience"

Find out why

Consumer behavior is redefining digital expectations

Providing a seamless digital banking experience is more important than ever. Users expect more than basic functionality—the bar is raised for digital banking solutions that are secure, responsive across devices, and easy to navigate to attract and retain users across generations.

Generational Trends in Digital Banking Study, 2024

Importance of the Digital Banking Experience

Research question: Thinking about your ideal provider, how important is the user experience and functionality of their banking website and/or mobile banking app? (Percent saying “very important” or “important” shown, N=1,500 digital banking consumers.)

Source: Alkami and The Center for Generational Kinetics, LLC (CGK) © 2024

Gen Z
81%
Millennials
89%
Gen X
86%
Baby Boomers
90%

8 in 10

Americans have used a mobile device at least once in the past month​ to manage their bank account.
Source: American Banker Association, 2023

%

of the U.S. workforce will be comprised of Generation Z by 2030.
Source: Forbes, 2023

Power growth with digital banking solutions that do more

Reimagine digital banking from a simple service channel into a primary driver of engagement, innovation, and growth. See how partnering with Alkami can help deliver:

  • A secure and intuitive user experience
  • Tailored financial insights
  • Market-leading payments
  • Relevant products and services tailored to individual needs
Elevating your digital banking platform

Centered around industry-leading user experience

Establish primacy with your digital banking users with our platform—designed to make digital banking seamless with a single login experience for retail and business accounts across any device. Simple, powerful tools allow you to access real-time insights from performance analytics, see where friction is occurring, and make adjustments.

Actionable data insights

Leverage data insights to drive your institution’s strategic goals from operations to full funnel marketing.
Track performance and engagement 
Equip teams with consolidated dashboards and activity reports
Better understand your account holders
Get insights derived from cleansed transaction data
Deliver targeted, personalized offers
Engage users with automated marketing campaigns
Innovative FinTech integrations

270+ available integrations on a secure and scalable digital banking platform

Draw your own roadmap and shape the future of digital banking solutions with market-leading fintechs. By tapping into our partner ecosystem, you can augment your digital banking platform with instant payments, home value tracking, investments, biometric security, direct deposit switch, and more.

The power of the platform is in your hands

With Alkami, you don’t need a massive development team to implement customization. Our software development kit (SDK) is accessible to customers, partners, and registered system integrators who can help your institution further differentiate from your competition.

TechFin mindset

Our digital banking platform is powered by a single code base and proven multi-tenant system architecture that allows us to meet changing market demands and enables you to adapt quickly. By hosting our platform in a secure cloud environment with Amazon Web Services (AWS), we are equipped to deliver maximum availability, resiliency, and industry-leading security. As a TechFin, we are committed to delivering a technology platform that is:

High-quality
Reliable
Efficient
Powerful
Scalable

The power of Alkami's digital banking solutions

Digital Account Opening

Streamline the deposit account origination process.
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Card Experience

Offer self-service card management and digital cards.
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Customer Service

Deliver 24/7 personalized support across every channel.
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Financial Wellness

Foster financial literacy with actionable advice and tools.
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Data & Marketing

Activate data to deliver the right offer at the right time.
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Money Movement

Drive engagement and revenue with a centralized payment hub.
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Banking APIs & SDKs

Customize your roadmap with Alkami’s developer tools.
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Security & Fraud Protection

Defend your accounts with a multi-layered security strategy.
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Business Account Opening

Streamline digital account opening for business owners.
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Business Administration

Offer flexible sub user entitlements and limits.
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Payments

Provide an integrated payments experience that drives engagement and revenue.
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Positive Pay & ACH Reporting

Strengthen fraud defenses and automate ACH reporting for seamless payment management.
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Automated Billing

Originate billable transactions and automatically manage them.
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Reporting & Analytics

Improve decision-making, cash flow forecasting, and budget planning.
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Receivables

Embed invoicing and payment acceptance directly into digital banking.
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DIGITAL BANKING PLATFORM

FIs using Alkami’s digital banking solutions have experienced:

Tell me how

4.8

Average app score rating

25%

YoY average annual increase in live registered users

since 2019*

Who we serve

We enable banks, credit unions and fintechs to stay ahead of the game in an evolving digital environment.

See our solutions for banks

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See our solutions for credit unions

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See how we partner with fintechs

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DIGITAL BANKING SOLUTIONS IN ACTION

Accelerate growth goals with digital banking

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LATEST RESOURCES

Never miss a beat in digital banking

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J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.