Charts, Data Bites, Resources
March 13, 2025
Financial Institutions’ Approach to Fraud Prevention: Perception vs. Reality
What we’re seeing: Alkami Research conducted a study with a diverse set of financial instituti...
Positive Pay is a banking service that helps detect and prevent ACH and check fraud by allowing commercial accounts to monitor transactions against check issuance files and ACH criteria. Matching transactions are processed, while discrepancies are flagged for review, requiring approval or rejection.
Transactions Monitored
47% increase YoY
Transactions
Stopped/Returned
36% increase YoY