Scale confidently and protect commercial transactions
ACH Positive Pay & Checks work together to detect unauthorized transactions, optimize ACH and check processing, and streamline workflows with this solution—making it easier to protect business accounts, improve efficiency, and support long-term growth.
Offer self-service fraud prevention and validation tools that businesses value, creating new fee-based income streams and supporting scalable growth.
Scalable efficiency
Streamline fraud prevention workflows and reporting processes to handle increasing commercial transaction volumes for businesses.
Comprehensive reporting
Deliver actionable insights and reporting tools that help businesses manage payment discrepanciess more effectively.
ACH Positive Pay
Enable secure, confident growth
Enable businesses to take control of their ACH fraud prevention by allowing only approved debits and credits, reducing risk, supporting scalable operations, and automatically generating WSUDs so your team does not have to.
ACH Returns & NOCs
Improve accuracy and support scalability
Streamline ACH operations by automatically generating ACH returns and ACH NOCs, reducing manual intervention while ensuring compliance. Empower businesses with self-service tools that support accuracy, efficiency, and scalable growth.
Check Positive Pay
Empower businesses with self-service fraud prevention
Reduce the workload on your institution—give businesses tools to manage check fraud independently. With powerful self-service options, businesses can verify presented checks against their check issuance files, preventing unauthorized payments.
Payee Positive Pay
Boost security with independent validation
Enable businesses to manage their check security by providing payee match technology to prevent altered or counterfeit checks from clearing—reducing operational strain, minimizing fraud risks, and scaling your services to support more business clients as you grow.
Reverse Positive Pay
Put businesses in control
Help shift fraud management into the hands of your clients, ensuring only verified payments are approved. This self-service capability reduces back office workloads while providing a streamlined, secure solution for businesses with lower check volumes.
Teller Validation
Safeguard accounts and build client trust
Validate on-us checks at the teller line in real time—verifying checks drawn on your institution before cashing to reduce fraud risk, build client trust, and scale protection across branches as your commercial portfolio grows.
case study
Payment security—modernized. See how this bank did it with Alkami.
Dive into the case study to learn how an Alkami bank client was able to implement Positive Pay solutions that helped automate processes, leading to gains in security and technological advancement—made possible with a seamless fraud prevention platform that also helped increase customer satisfaction.
J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.
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