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BANKS

Turn digital banking into your growth engine.

The fastest-growing digital banking provider built for banks1
Banks on the Alkami Platform deliver connected digital experiences across retail, small business, and commercial banking while simplifying back-office operations through one scalable platform.
Laptop and smartphone display a fintech dashboard across devices, showing an account balance of $14,951.27 and transaction lists.

Digital banking should do more than keep pace. It should move your bank forward.

Alkami helps banks turn every digital interaction into an opportunity to grow deposits, strengthen relationships, and improve efficiency. With one unified platform, you can serve customers better, act on more opportunities, and grow with confidence.

Trusted by a growing community

Every new relationship strengthens the insights, innovation, and scale behind the Alkami Platform helping credit unions deliver better experiences and create more value for the members you serve.

  • 6,500+ new users join the Alkami Platform every day.3
  • That's one new user every 13 seconds.
  • Every new relationship strengthens the insights, innovation, and scale behind the Alkami Platform.
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Client testimonial

Quontic Bank

How Quontic Bank powers a digital-only banking experience with Alkami's Platform to serve customers nationwide with speed, self-service, and scale.
View case study
DIGITAL BANKING SOLUTIONS

Differentiate with digital banking

For banking executives, embedding innovation, customer focus, and robust risk management into digital banking isn’t just strategic—it’s essential.

Embrace these pillars to create digital banking solutions that are secure, personalized, and ahead of the curve, ensuring your bank stands out in today’s competitive financial landscape.

MANTL Retail Account Opening

Acquire deposits faster with 5-minute account opening.
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Positive Pay & ACH Reporting

Strengthen fraud defenses and automate ACH reporting for seamless payment management.
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Data & Marketing

Unlock the power of transactional data to increase cross-selling, loyalty, and engagement.
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Automated Billing

Automate transaction-based billing workflows.
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Card Experience

Offer self-service card management and digital cards.
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Customer Support

Deliver 24/7 personalized support across every channel.
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Financial Wellness

Foster financial literacy with actionable advice and tools.
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Security & Fraud

Strengthen your fraud defenses with a layered security strategy.
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Money Movement

Offer speed, convenience, and control over how users move their money.
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MANTL Business Account Opening

Streamline digital account opening for business owners.
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Business Administration

Offer flexible sub user entitlements and limits.
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Payments

Provide an integrated payments experience that drives engagement and revenue.
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Positive Pay & ACH Reporting

Strengthen fraud defenses and automate ACH reporting for seamless payment management.
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Recievables

Embed invoicing and payment acceptance directly into digital banking.
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Automated Billing

Originate billable transactions and automatically manage them.
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Reporting & Analytics

Improve decision-making, cash flow forecasting, and budget planning.
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Alkami Solutions

Drive ROI from digital banking

What if you could leverage an exceptional user experience that helps grow your customer base and drive digital banking ROI? Our complete suite of solutions is designed for you to thrive in the digital age – ultimately bolstering your bottom line and keeping you top of wallet.

Digital Account Opening

Accelerate user growth with a mobile-first account opening experience that can be completed in three minutes or less.
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Data Insights

Get cleansed, enriched transaction data and curated data insights for retail and commercial users on the daily.
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Predictive AI

Artificial intelligence in banking isn’t a nice-to-have anymore. Predictive AI is the competitive advantage that banks need.
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Full Funnel Marketing

Deliver the personalization customers expect using insights to target users with relevant engagements every time.
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Positive Pay for Check & ACH

Stop unauthorized ACH and check payments and trigger actionable alerts.
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ACH Returns & Notification of Change

Notify customers who originate ACH transactions when an item is returned or the originated payment contains incorrect information.
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EDI Translation

Prepare for common attacks with a preemptive strategy that leverages Out of Band Verification.
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Transaction Origination Security

Get cleansed, enriched transaction data and curated data insights for retail and commercial users on the daily.
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SEE DIGITAL BANKING IN ACTION

Experience better banking

Test the platform for yourself
  1. FI Navigator data, based on the net market growth for bank retail mobile banking by client count and deposit accounts as of 3/31/26.
  2. Alkami Platform Data, 2025 (owner: Nick Barker, Finance)
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Starter
Compliance

Catch fraud early
and reduce risk
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Growth-
Oriented

Expand your commercial
capabilites
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Advanced
Payment Security

Advanced protection
with revenue generation
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Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation