Identify and engage account holders with recent large deposits. Offer competitive rates and personalized advice to attract and keep deposits.
Data tags for deposit growth:
Tax Refund
Competitive Banks and Credit Unions
Large Deposit in Last 7 Days
Maximize profitability by prioritizing lending with excess liquidity. Use data insights to recommend the best loan products for account holders.
Data tags for loan growth:
Competitive Auto Financing Payments
Competitive Personal Loan Payments
HELOC Utilization Percentage
Promote your debit and credit cards to boost interchange income. Use data insights to tailor rewards and encourage everyday transactions.
Data tags for non-fee income:
Competitive Credit Card Payments
Competitive Buy Now Pay Later Payments
Recurring ACH Payments
Commercial banking relationships provide high-value deposits and higher interchange income. Use data insights to tailor commercial solutions for profit.
Data tags for commercial and business opportunities:
Competitive Payroll Processing Payments
Competitive Business Insurance Payments
Business Billing Platform Payments
Use data insights to understand engagement levels. Deepen relationships with engaged account holders. Implement retention strategies for at-risk account holders.
Data tags to engage account holders:
Direct Deposits Last 90 Days
Aggregate Deposit Balance Trends
Aggregate Account Providers
Get actionable data insights daily
Democratize your banking data with a flexible data accessibility framework. Access data via API or batch extract to integrate with existing tools, such as business intelligence, customer relationship management and other user-facing tools in your tech stack.
About the data insights plan
Get cleansed, enriched transaction data and curated insights for retail and business users on the daily powered by data analytics in banking.
Unlock the power of your data across all account holders and activity.
Cost effective
Get started with minimal upfront investment of your budget and team resources.
Compliant
Satisfy regulatory requirements with a data enrichment platform that is purpose-built for the financial industry.
Complementary
Integrate seamlessly into your tech stack to maximize the value of your technology investments.
How we do it
Our team of library scientists dedicated to data analytics in banking work together with our machine learning model to create accurate first-party data enrichment results.
Ingest your data
Cleanse and normalize your core data and transaction data.
For Alkami digital banking solutions: Data is ingested from digital banking and partner networks for a more holistic view of account holders.
Enrich your data
Trained on 20 billion transactions from peer financial institutions.
Humans in the middle to mitigate risk of model bias or drift.
“Alkami identifies every useful data point in the transaction stream that can help us better serve our members.”
Alisha Johnson
Cheif Growth Officer
|
Ideal Credit Union
“Alkami’s data-driven solutions have allowed us to quickly shift our resources to where they are most beneficial. Solutions like these that allow us to act nimbly will be key to our continued growth.”
Steve Zich
Chief Marketing Oficer
|
Capital CU
“Alkami’s Data & Marketing Solutions have allowed us to better understand our account holders and better serve them.”