Elevate Consumers' Financial Wellness
Empower consumers to be their financial best
Protect consumers’ financial health with personalized consumer banking solutions. Provide proactive education and support with financial wellness solutions and personal financial management.
Support financial dreams with personalized consumer banking solutions
Digital banking users engage with many apps to manage their finances, which leaves them unable to have one clear view of their financial health. What if your institution could deliver the holistic financial picture consumers want, while uncovering the competitive insights your institution needs?
With Alkami’s personalized consumer banking solutions, you can do exactly that. Now, financial institutions can leverage their digital banking platform to drive engagement, improve financial health, and unlock revenue opportunities.
Build a strategy backed by data
Alkami’s digital banking platform uses transaction enrichment to categorize transaction data. Use these data insights to develop a growth strategy tailored to your consumers’ spending habits.
Learn about your digital banking users’ external accounts to track money outside your institution. Then you can get closer to becoming their primary financial institution.
Save a little, save a lot
Help users track and realize their savings potential with personalized tools featuring auto-categorized transactions and recurring spending insights, powered by Transaction Data Enrichment.
Personal financial management solutions, like savings goals, enable your institution to gain insights into users’ goal progress. You can use personalized insights to create effective data strategies that support self-driving finance and users’ financial well-being.
Activate credit score insights
Give users peace of mind with credit management solutions, such as credit score monitoring, credit factors, credit utilization, and ongoing education.
Provide users with a better banking experience. Empower them to check surface scores upon log-in, receive real-time score updates, and rest easy knowing their digital identity is being monitored for them.
Unlock the value of homeowners
Rather than losing homeowners to third-party sites, tap into property data for home value tracking within the digital banking platform. Empower homeowners to manage their greatest financial asset with the tools, data, and insights they need. Whether they have their mortgage with your institution or a competitor, you can gain insights into homeowners’ equity.
Now, banks and credit unions can leverage a property data solution to identify new lending opportunities, strengthen banking relationships digitally, gain a competitive edge, and process loans faster.
Grow your lending portfolio
Create financially stable, engaged users by offering financial education, recommendations, and wealth-building solutions. With financial literacy comes higher credit bands. When consumers are in need of borrowing options, position yourself as the primary financial institution with a tailored offer. That level of personalization will assure your consumers that they’ve come to the right place.
Deliver personalized, targeted loan offerings, expanding your product target markets and driving revenue growth.
DATA ROI POTENTIAL DASHBOARD
Support account holders when they need you most
When consumers use high-risk fintech products, such as cash advance and paycheck advance services, you should be there to provide safer options. Available only to Alkami digital banking clients, the Data ROI Potential Dashboard identifies users who adopt these services.
To protect their financial wellness, contact these users to offer financial options that introduce less risk and improve their financial wellbeing through education and actionable advice.