Digital Account Opening Solution

Faster onboarding for new accounts, digitally

Execute on your growth strategy for retail & business accounts

Build lasting relationships with prospects via an intuitive digital account opening solution. Elevate your digital branch with mobile-first applications, real-time identity verification powered by Non-Documentary Customer Identification methods, and integrations to cultivate account holder relationships within digital banking. 

Boost engagement with a digital storefront

Implement a digital account opening process that is simple and configurable for consumers and businesses.

Develop interest in checkings, savings, money market, and certificate of deposit accounts by providing informative product detail pages, branded to your FI. Cross-sell additional loans and credit cards based on the needs of the user.

Drive conversions with mobile-first onboarding

Increase conversion rates by removing barriers for users. Offer multiple funding options and streamline the process with bank account authentication or card-based funding.

With instant account verification, your FI can ensure compliance, enable applicants to initiate deposits in as little as seven seconds, and successfully capture funds.

Strengthen your operations & fight fraud

Opening a new account can be cumbersome for internal teams – between preparing account agreements, verifying identities, and boarding the account to the core.

Extend the benefit of online account origination beyond your account holders and into your back office. Create efficiencies with dynamic document generation and instant identity verification via a multi-layered approach.  

Deploy real-time account creation for automated efficiency

Reduce operational costs and friction by seamlessly transferring data from your application to the core. Looking to enhance your onboarding experience?

Once the account is opened, encourage the user to download your digital banking app and instantly register them without any manual entry. Welcome to a new era of growing banking relationships through everyday conveniences and personalized engagements.

Increase PFI status with existing account holders

Becoming users’ primary financial institution (PFI) is no small feat. It takes an enormous amount of effort to gain trust. Account holders have shown their loyalty to you, why not reward them with a superior user experience?

Empower existing users to effortlessly open a new account within digital banking via a streamlined application experience that only asks for signatures on agreements and funding. 

Unify the banking journey

Strengthen both sides of your balance sheet with a comprehensive solution for retail and business users.

Credit Card Origination

Grow share of wallet with a credit card origination system designed to seamlessly onboard users and deliver real-time decisions.

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Loan Origination

Make applying for a loan stress free. Support account holders’ financial needs by offering intuitive loan applications and rules-based underwriting.

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partnering with alkami

Partner Program

Ready to shape the future of digital banking? Alkami’s partner ecosystem pairs the brightest minds in fintech with the most forward-thinking financial institutions on an extensible platform built for scalability. It’s time to pave the way for innovation.

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