Digital banking for all generations

From the Zoomer to the Boomer—and every user, team, and moment in between.

Win the great wealth transfer with a winning experience

Finally, something every generation can agree on. Primacy is no longer determined by debit card usage or direct deposit, but by the frequency of the digital banking experience. That, according to research conducted by the Center for Generational Kinetics across 1,500 digital banking consumers—from Generation Z to Baby Boomers.

84%

of digital banking Americans say the quality of the digital banking experience is a top factor in choosing a provider.

50%

of digital banking Americans are willing to switch financial providers for a better digital experience.

How digitally mature is your retail banking?

See the award-winning experience.

Alkami was awarded “Best Banking App” by Tearsheet in 2024. Take a tour of the experience.

Money Movement

See how account holders can transfer, pay bills, and manage accounts—fast and friction-free.

Seamless Security

Explore how layered authentication, biometrics, and behavior-based security protect digital interactions.

Financial Wellness

From credit insights to kids' accounts, empower consumers to take control of their financial future.

Self Service

From everyday tasks to urgent needs, self-service features let your account holders get more done—on their schedule.

Stand out while fitting in

A great user experience is rooted in both art and science. It should allow your brand to shine through, while avoiding the unnecessary sizzle that leaves users overwhelmed or confused. Alkami provides a user experience grounded in research while making the sky the limit for your brand. 

Start with data

User experience is a discipline at Alkami. We use the System Usability Scale (SUS) to measure how easy and enjoyable our app is to use. While a score over 80.3% is considered excellent, we set our benchmark higher—aiming for 90% or better based on real user feedback.

What’s it take to win “Best Banking App”?

Hear from Alkami’s Head of User Experience.

Be mobile-first, not just mobile-friendly

Strengthen primary financial institution (PFI) status and boost engagement by offering your account holders key features and functionality they need, especially when they’re on the go. We offer a range of mobile-first and mobile-friendly features to ensure a seamless and intuitive experience that allows your account holders to:

  • View account balances and account summary instantly with Snapshot
  • Deposit checks securely with mobile remote deposit capture (RDC)
  • Send money using Zelle and peer-to-peer (P2P) payment providers
  • Pay bills and loans easily with a range of payment options
  • And much more!

Scale with ease

Alkami uses an industry leading cross-platform development framework to deliver native iOS and Android apps from a single codebase.

Our framework allows us to efficiently deliver features and improvements across both native platforms, ensuring your users receive a consistent experience regardless of their operating system or device type.

Let your brand shine through

You deserve a user experience as unique as you are. That’s why Alkami allows you to customize the look and feel of the experience, without delay, friction, or technical resources. We give your team the freedom to make the experience feel 100% yours—without sacrificing best-practice design.

End with data

Alkami uses telemetry data to uncover real-time insights into your user experience. We can see where users are experiencing friction in production, and swiftly make adjustments to optimize usability and drive higher conversion rates. We provide this telemetry data to you so you can optimize your strategy, reduce friction, and convert faster.

Retail Digital Banking Products

Supercharge your digital banking experience with products to fit the needs
of your account holders and institution.

MANTL Retail Account Opening

Acquire deposits faster with 5-minute account opening.

Data & Marketing

Unlock the power of transactional data to increase cross-selling, loyalty, and engagement.

Card Experience

Offer self-service card management and digital cards.

Customer Service

Deliver 24/7 personalized support across every channel.

Financial Wellness

Foster financial literacy with actionable advice and tools.

Security & Fraud

Strengthen your fraud defenses with a layered security strategy.

Money Movement

Offer speed, convenience, and control over how users move their money.
J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.

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Advanced
Payment Security

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Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation