Digital Banking Solutions for Banks and Credit Unions
SECURITY & FRAUD PROTECTION

Build trust with secure banking

Implement a defense-in-depth, secure banking strategy and equip your institution to proactively detect fraud, adapt to new schemes, and reduce financial losses—ensuring your business and consumer account holders feel secure and confident in the future of their financial well-being.

Layered banking security for complete protection

Safeguard what matters with a multi-layered secure banking framework across your applications, software development processes, and infrastructure architecture. Each layer offers a critical defense line to protect sensitive data and detect fraud in real time, ensuring swift threat responses to secure your institution at every touchpoint.

Real-time fraud detection and prevention

Leverage artificial intelligence (AI) and machine learning to identify suspicious patterns and detect fraud before it occurs. Our solutions include behavioral biometrics to recognize deviations in business or consumer user behavior and real-time anomaly detection that flags unusual transactions. By analyzing vast amounts of data in real time, your institution can detect potential fraud early, reduce risk exposure, and enhance overall banking security.

Secure non-digital transactions with Digital ID

By authenticating users through a push notification to their mobile device, your institution can verify identity in seconds, eliminating the need for cumbersome security questions during call center interactions. This seamless process not only improves the contact center experience and reduces handle times, but also increases digital banking mobile adoption while leveraging biometrics to boost banking security.

Business banking

Prevent payment fraud with Check Positive Pay and ACH Positive Pay

Protect your institution and business accounts from fraudulent payments with Check and ACH Positive Pay. These tools verify every transaction and flag suspicious payments in real time. By identifying discrepancies early, your institution can prevent fraud, reduce losses, and enhance payment security.

Secure payments and deposits

Combat dynamic fraud schemes and patterns with speed and flexibility. Alkami offers seamless integrations with fraud monitoring and detection tools to prevent payment fraud and check deposit fraud.

Account takeover protection and credential defense

Defend against account takeover fraud with credential stuffing protection. Our systems detect and neutralize compromised credentials in real time with continuous monitoring, stopping attackers before they infiltrate business or consumer accounts.

Real-time monitoring and incident response

Monitor fraud continuously with advanced data analytics dashboards, providing insights into banking security events, login activity, and MFA reports. In the event of a breach, our 24/7 monitoring ensures real-time fraud alerts and immediate incident response. 

Regulatory compliance and secure banking standards

Our online banking platform is designed to comply with stringent regulatory frameworks. This ensures that your institution’s banking security measures meet industry best practices, protecting your data, reputation, and peace of mind.

Scalable, future-ready banking security

Built for scalability, our platform evolves alongside your institution’s needs, ensuring long-term banking security. Our solutions are future-proof, integrating technologies like AI, machine learning, and advanced automation to adapt to new threats.