Digital Banking Solutions for Banks and Credit Unions
Digital Banking Solutions

Level up your digital banking experience

One digital banking platform for onboarding, engagement and account servicing for retail and commercial. It’s everything users want. And absolutely everything your FI needs.
Retail Banking Solutions
Keep users engaged with digital cards, 24/7 support, payments, financial wellness tools, and more — all in one secure experience.
Omnichannel Account Opening
Grow your retail and business deposits and loans with seamless account opening and onboarding that increases conversion, optimizes operational efficiency, and improves account holder satisfaction - across any channel, anytime.
Business Banking Solutions
Win business deposit relationships by bringing consumer-grade ease to business banking solutions, satisfying both businesses and the financial institution administrators that serve them.
Data & Marketing Solutions
Gain insights from your data to grow relationships with account holders, predict their needs, and offer personalized solutions precisely when they’re needed.
Positive Pay & ACH Reporting
Move payment security out of the back office and into the hands of paying businesses, transforming what used to be a cost center into a lucrative revenue stream for your financial institution.
Extensibility & Developer Tools
The power of the Alkami platform is in your hands. Leverage our banking APIs, SDK and partner integrations to gain greater customization, control, and connectivity to the fintech ecosystem.

How Digitally Mature is Your Financial Institution?

Alkami’s Digital Maturity Model Assessments are designed to empower banks and credit unions to benchmark their institution against industry peers and define strategies that help them achieve the next level of digital maturity.

Business banking

Retail banking

digital Banking Solutions

See it in action

J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.

Starter
Compliance

Catch fraud early
and reduce risk

Growth-
Oriented

Expand your commercial
capabilites

Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation