Money Movement

Unlock the power of modern money movement

Money movement starts here

Today’s account holders expect speed, convenience, and control. Give them modern money movement options—right inside your digital banking solution. Our centralized hub brings together traditional wire, real-time payments, P2P, and more. Faster deposits, faster disbursements, and faster paths to PFI status.

Instant account verification

Let account holders link external accounts in seconds using real-time verification—no trial deposits or delays.

You choose the method, and they get a frictionless, fast experience that increases completion and conversion.
Interested in learning more

Flexible payments

Make payments easy, flexible, and built into your experience.
Bill Pay
Give account holders everything in one place—from eBills to payee management to scheduled payments. No more hopping between sites.
P2P
Offer fast, familiar peer-to-peer payments that live inside your digital banking app—simple, intuitive, and brand-aligned.

Seamless transfers

Allow account holders to make fast and seamless transfers—so their money is in the right place when they need it.
A2A
Allow account holders to initiate account-to-account (A2A) transfers instantly via the RTP® network and FedNow®.
Account Funding
Let account holders instantly deposit funds into a bank account by pulling from a linked debit card.
Loan Payments
Give customers and members the flexibility to make instant loan and credit card payments using a debit card.
Growing Adoption with Retail Banking Solutions

Remote deposit capture

Increase engagement and reduce processing costs with remote deposit capture (RDC), letting account holders easily deposit checks from their mobile devices.

With RDC, it’s as easy as Sign, Snap + Deposit. They’ll skip the branch and get faster access to funds.

Cryptocurrency

With built-in crypto capabilities, your account holders can manage digital assets right from their banking app—no need to use outside platforms. It’s an easy way to meet evolving expectations and keep your institution at the center of their financial lives.

Future-proof your money movement strategy

Your account holders’ expectations won’t slow down.

With Alkami’s plug-and-play fintech ecosystem, you can add new money movement experiences without the integration headache. Utilize a network of money movement solutions to facilitate instant transfers, loan payments, P2P transactions, bill pay and more.

Generative Revenue

See how modern payments drive real outcomes

Retail Digital Banking Products

Supercharge your digital banking experience with products to fit the needs of
your account holders and institution.

MANTL Retail Account Opening

Acquire deposits faster with 5-minute account opening.
* Median time to open a retail account

Data & Marketing

Unlock the power of transactional data to increase cross-selling, loyalty, and engagement.

Card Experience

Offer self-service card management and digital cards.

Customer Service

Deliver 24/7 personalized support across every channel.

Financial Wellness

Foster financial literacy with actionable advice and tools.

Security & Fraud

Strengthen your fraud defenses with a layered security strategy.

Money Movement

Offer speed, convenience, and control over how users move their money.
J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.

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Starter
Compliance

Catch fraud early
and reduce risk

Growth-
Oriented

Expand your commercial
capabilites

Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation