Financial wellness

Empower consumers to be their financial best

Give consumers tools to protect and improve their financial health—with personalized guidance, education, and self-directed insights.

Support financial dreams. Unlock portfolio insights.

Your consumers want more than a balance view. They’re seeking clarity, encouragement, and a partner they can trust. Deliver a full financial picture that helps them plan—and helps you identify where to act.

Build a strategy backed by data

The Alkami Digital Banking Solution uses transaction enrichment to categorize transaction data. Use these data insights to develop a growth strategy tailored to your consumers’ spending habits. Track money flowing outside your institution to understand the full picture—so you can build smarter strategies to become their primary financial partner.

Save a little, save a lot

Empower account holders to track savings, set goals, and understand spending using enriched transaction data. With recurring spend insights and progress tracking, you’ll build stronger data strategies and help consumers turn healthy habits into lasting impact.

Activate credit score insights

Give consumers peace of mind with credit management solutions, such as credit score monitoring, credit factors, credit utilization, and ongoing education. Let them check scores at log-in, receive real-time score updates, and rest easy knowing their digital identity is being monitored for them.

Turn equity into action

Don’t lose homeowners to third-party apps. Offer the equity insights they want, right inside your experience. Whether their mortgage is with you or not, you’ll uncover lending opportunities, deepen relationships, and move faster on new loans.

Grow your lending portfolio

Create financially stable, engaged users by offering financial education, recommendations, and wealth-building solutions. Financial literacy leads to stronger credit and smarter lending. As account holders grow in confidence, your institution gains a clear view of who’s ready to borrow and when.
DRIVE DEPOSIT GROWTH

Want to see how financial wellness drives deposit growth? Let us show you.

Retail Digital Banking Products

Supercharge your digital banking experience with products to fit the needs of
your account holders and institution.

MANTL Retail Account Opening

Acquire deposits faster with 5-minute account opening.
* Median time to open a retail account

Data & Marketing

Unlock the power of transactional data to increase cross-selling, loyalty, and engagement.

Card Experience

Offer self-service card management and digital cards.

Customer Service

Deliver 24/7 personalized support across every channel.

Financial Wellness

Foster financial literacy with actionable advice and tools.

Security & Fraud

Strengthen your fraud defenses with a layered security strategy.

Money Movement

Offer speed, convenience, and control over how users move their money.

APIs & SDK

Innovate faster with pre-built APIs and SDK tools.

Operational Data & Insights

Automate insights to optimize performance and user experience.
J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.

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Starter
Compliance

Catch fraud early
and reduce risk

Growth-
Oriented

Expand your commercial
capabilites

Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation