Digital Banking Solutions for Banks and Credit Unions
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ELEVATE CONSUMERS' FINANCIAL WELLNESS

Empower consumers to be their financial best

Protect consumers’ financial health with personalized retail banking solutions. Provide proactive education and support with financial wellness solutions and personal financial management.
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Support financial dreams with personalized retail banking solutions

Digital banking users engage with many apps to manage their finances, which leaves them unable to have one clear view of their financial health. What if your institution could deliver the holistic financial picture consumers want, while uncovering the competitive insights your institution needs? 

With Alkami’s personalized retail banking solutions, you can do exactly that. Now, financial institutions can leverage their digital banking platform to drive engagement, improve financial health, and unlock revenue opportunities.

Build a strategy backed by data

Build a strategy backed by data

Alkami’s digital banking platform uses transaction enrichment to categorize transaction data. Use these data insights to develop a growth strategy tailored to your consumers’ spending habits.

Learn about your digital banking users’ external accounts to track money outside your institution. Then you can get closer to becoming their primary financial institution.

Save a little, save a lot

Help users track and realize their savings potential with personalized tools featuring auto-categorized transactions and recurring spending insights, powered by Transaction Data Enrichment.

Personal financial management solutions, like savings goals, enable your institution to gain insights into users’ goal progress. You can use personalized insights to create effective data strategies that support self-driving finance and users’ financial well-being.
Save a little, save a lot
Activate credit score insight

Activate credit score insights

Give users peace of mind with credit management solutions, such as credit score monitoring, credit factors, credit utilization, and ongoing education.

Provide users with a better banking experience. Empower them to check surface scores upon log-in, receive real-time score updates, and rest easy knowing their digital identity is being monitored for them.

Unlock the value of homeowners

Rather than losing homeowners to third-party sites, tap into property data for home value tracking within the digital banking platform. Empower homeowners to manage their greatest financial asset with the tools, data, and insights they need. Whether they have their mortgage with your institution or a competitor, you can gain insights into homeowners’ equity.

Now, banks and credit unions can leverage a property data solution to identify new lending opportunities, strengthen banking relationships digitally, gain a competitive edge, and process loans faster.
Unlock the value of homeowners
Grow your lending portfolio

Grow your lending portfolio

Create financially stable, engaged users by offering financial education, recommendations, and wealth-building solutions.

With financial literacy comes higher credit bands. When consumers are in need of borrowing options, position yourself as the primary financial institution with a tailored offer. That level of personalization will assure your consumers that they’ve come to the right place.

Deliver personalized, targeted loan offerings, expanding your product target markets and driving revenue growth.

DRIVE DEPOSIT GROWTH

Try these deposit-raising strategies to solve for cash flow

Show me the money

Experience better retail banking

Digital Account Opening

Streamline the deposit account origination process.
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Card Experience

Offer self-service card management and digital cards.
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Customer Service

Deliver 24/7 personalized support across every channel.
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Financial Wellness

Foster financial literacy with actionable advice and tools.
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Data & Marketing

Activate data to deliver the right offer at the right time.
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Money Movement

Drive engagement and revenue with a centralized payment hub.
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Banking APIs & SDKs

Customize your roadmap with Alkami’s developer tools.
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Security & Fraud Protection

Defend your accounts with a multi-layered security strategy.
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LATEST RESOURCES

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SEE DIGITAL BANKING IN ACTION

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J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.