Digital Banking Solutions for Banks and Credit Unions
Schedule a demo
POWERFUL. PREDICTIVE. PERSONALIZED.

Increase conversions with targeted campaigns powered by predictive AI

Optimize marketing engagement, increase ROI, and launch personalized campaigns driven by artificial intelligence in banking with precise data targeting—all with Alkami predictive AI.
Schedule a demo

See how you can leverage predictive AI for growth

Increase lending power by identifying and driving outreach to highly engaged account holders to help capture and retain more deposits.
AI-driven data tags for deposit growth:
  • AI High Engagement
  • AI Medium Engagement
  • AI CD Cross-Sell

Target account holders who demonstrate behaviors most likely to lead to loan adoption, and then utilize tailored messaging to encourage them to act.
AI-driven data tags for loan growth:
  • AI HELOC Cross-Sell
  • AI Mortgage Cross-Sell
  • AI Auto Loan Cross-Sell
  • AI Personal Loan Cross-Sell

Maintain and grow a stable account holder base—then, forecast their engagement level and personalize messages based on insights.
AI-driven data tags to engage account holders:
  • AI Attrition Risk Positive
  • AI Low Engagement
  • AI High Engagement
Scale Smarter with Predictive AI

Scale smarter with predictive AI

Harness the power of artificial intelligence in banking to create highly personalized marketing campaigns that resonate—driving superior engagement, growth, and retention.

Advanced predictive AI models analyze patterns in spending and behavior to anticipate account holders’ financial needs, enabling precise targeting to support growth, all on a platform you can depend on.

About predictive AI

Drive results with outcome-based artificial intelligence in banking.

Capable

15+ years of data modeling and analysis experience for regional and community banks and credit unions.

Comprehensive

Our process leverages proprietary data insights built from analysis of billions of transactions, and detects transactions daily.

Compliant

Satisfy regulatory requirements with predictive AI models that are purpose-built for the financial industry.

Catalytic

First-of-its-kind predictive AI model to understand account holder engagement levels and attrition risk.

Get an inside look

Artificial intelligence in banking is fueled by top-level data, which is the key to accurate predictive AI models. Our process takes the high-quality, enriched first-party data we produce for financial institutions as inputs to our machine learning process.

Want to learn more about how Alkami innovates with predictive AI?
Schedule a demo
How We Do It
  • Start with the outcome you want to achieve, such as increasing revenue by cross-selling HELOCs to mortgage account holders.
  • Analyze account holders who have achieved the outcome. Alkami reviews the behavior of HELOC holders six months before they opened their HELOC.
  • Identify account holders with similar behavior who have not yet achieved the outcome. Alkami finds account holders without a HELOC who show similar behaviors and tags them as likely candidates for a HELOC.

“The data from the engagement model has been a game-changer for us. We are now empowered to be proactive with these account holders and nurture the relationship to limit churn.”

Cheryl Dutton
  • SVP & Chief Marketing Officer
  • |
  • Altra Federal Credit Union

“The AI cross sell model helps target members we may have missed with the initial list… Without this AI model, we would’ve missed out on those prospects.”

Will Johnston
  • Marketing Analyst
  • |
  • Capital Credit Union

Explore Data & Marketing Solutions

Data & Marketing

Explore solution

Data Insights

Explore plan

Full Funnel Marketing

Explore plan
Request a demo
solutions
Digital Banking Solutions Data & Marketing Solutions Positive Pay & ACH Reporting
who we serve
Banks Credit Unions Fintech Partners
resources
Blog FisionariesTM Podcast™ Data Bites Banking APIs & SDKs Research Client Success Media Guides
Company
About Alkami Press Room Events Partner Program Investors Careers Contact Us Privacy Practice
J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.