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Financial institutions are always looking for ways to increase interchange revenues from their debit or credit card products where recurring payments are used, but can’t easily identify spend behaviors exhibited by their account holders.
Alkami’s transaction cleansing and categorization service can quickly evaluate and enrich millions of transactions. The resulting data can empower a financial institution to easily identify the spending trends and behaviors exhibited by card holders, and unlock hidden profit opportunities.
Identify ideal account cardholders using their card for recurring payments and incentivize other account holders to mimic this behavior to increase your overall card interchange revenue.
Assess the financial health of your account holders through one path in their financial journey by identifying those who are able to make recurring payments on standard budget items like utilities, mobile service payment, insurance payments, ecommerce, daycare and subscription services.