By combining deep data analytics with a comprehensive offer engine, SavvyMoney turns credit monitoring into a growth driver. It helps financial institutions (FIs) identify lending opportunities, strengthen member loyalty, and deliver targeted loan offers at the moment of highest intent.
SavvyMoney embeds via secure SSO in Alkami, so users see scores and real-time offers in your branded app, while FIs auto-enroll users and drive them to a loan origination system or landing pages.
SavvyMoney provides users with their VantageScore® 3.0 or 4.0 from TransUnion, which is the same scoring model used by many major lenders to assess creditworthiness.
No. SavvyMoney uses a “soft pull” for all credit updates and monitoring, meaning users can check their score as often as they like without any negative impact on their rating.
InstantAccess allows financial institutions to automatically enroll eligible users in credit monitoring when they accept digital banking terms, often resulting in near 100% adoption.
The platform’s analytics suite tracks credit behavior across your entire portfolio, allowing you to identify members who have competitive loans elsewhere and retarget them with better in-house offers.
