Instant A2A Transfers
Offer instant account transfers through the RTP network and the FedNow Service in digital banking.
Alacriti is a U.S. tech company delivering payment and money movement solutions. Its Orbipay platform unifies RTP, FedNow, and traditional rails, plus flexible digital loan billing and payments.
Alkami integrates with Alacriti to embed real-time payments into digital banking, enabling RTP, FedNow, loan payments, and instant debit funding through secure, seamless online and mobile experiences.
Offer instant account transfers through the RTP network and the FedNow Service in digital banking.
Give borrowers secure, real-time loan payment options via web, mobile, IVR, and chatbot.
Simplify account opening with instant debit funding from external accounts to boost adoption.
fewer payment calls show self-service streamlines support and improves user experience.
from low 70s to ~79, driven by easier loan payments.

Alacriti is a U.S.-based payments technology company that delivers modern money movement infrastructure through its Orbipay platform. It enables real-time payments via RTP and FedNow, digital loan billing and payments, and unified orchestration across traditional payment rails to help financial institutions modernize digital banking experiences.
Alkami integrates with Alacriti to embed real-time payment capabilities directly into digital banking. This includes RTP, FedNow, loan payments, and instant debit card funding, delivered through secure and seamless online and mobile experiences.
Through Orbipay, financial institutions can offer:
Alacriti enables always-available, convenient payment experiences that increase transaction volume, strengthen account holder loyalty, and drive higher engagement within digital channels. Faster payment options keep users active and encourage broader platform adoption.
Alacriti supports a multi-layered fraud strategy purpose-built for instant payments. By centralizing payment orchestration and automating workflows, financial institutions can enhance operational efficiency while safeguarding account holders from fraud risks associated with real-time money movement.