Alacriti

Modern payments infrastructure for real-time, digital-first money movement.

What does Alacriti do?

Alacriti is a U.S. tech company delivering payment and money movement solutions. Its Orbipay platform unifies RTP, FedNow, and traditional rails, plus flexible digital loan billing and payments.

How does the integration between Alacriti and Alkami work?

Alkami integrates with Alacriti to embed real-time payments into digital banking, enabling RTP, FedNow, loan payments, and instant debit funding through secure, seamless online and mobile experiences.

What products does Alacriti offer?

Instant A2A Transfers

Offer instant account transfers through the RTP network and the FedNow Service in digital banking.

Loan Payments

Give borrowers secure, real-time loan payment options via web, mobile, IVR, and chatbot.

Debit Card Account Funding

Simplify account opening with instant debit funding from external accounts to boost adoption.

Results that speak for themselves

Discover how Alacriti’s solutions empower financial institutions to achieve measurable outcomes and deliver lasting value.

15%

fewer payment calls show self-service streamlines support and improves user experience.

NPS increased

from low 70s to ~79, driven by easier loan payments.

Key outcomes you can achieve with Alacriti

Discover how Alacriti's solutions empower financial institutions to achieve measurable outcomes and deliver lasting value.

Increase Revenue

Enable always-available, convenient payment experiences that strengthen satisfaction, deepen loyalty, and drive higher transaction volume.

Drive Engagement

Enhance engagement with faster, convenient payment options that keep users active in digital channels and drive broader platform use.

Improve Operational Efficiency

Boost operational efficiency with centralized payment orchestration, automated workflows, and streamlined back-office processes.

Protect Account Holders

Safeguard account holders through a multi-layered fraud strategy purpose-built for instant payments.
Discover how leading FIs grow with SavvyMoney

Discover how leading FIs grow with SavvyMoney

Fisionaries Podcast featuring Jim Marous, discussing innovation in digital banking

Bringing digital banking excellence to light

hosted by

Jim Marous
Leading Fintech Influencer and Co-Publisher of The Financial Brand

“We have gotten a lot of great feedback from our customers, that the platform is easier to use, it's very much intuitive on what you're doing.”

Amy Driscoll
Digital Service Analyst, Kennebec Savings Bank

When local business owner Anna needed support for opening her small business, she turned to NorthWest Federal Credit Union. She never imagined just how much support they would truly give. See the stories of those impacted by regional and community FIs.

Frequently asked questions

Explore common questions about integrating Alacriti and Alkami.

Alacriti is a U.S.-based payments technology company that delivers modern money movement infrastructure through its Orbipay platform. It enables real-time payments via RTP and FedNow, digital loan billing and payments, and unified orchestration across traditional payment rails to help financial institutions modernize digital banking experiences.

Alkami integrates with Alacriti to embed real-time payment capabilities directly into digital banking. This includes RTP, FedNow, loan payments, and instant debit card funding, delivered through secure and seamless online and mobile experiences.

Through Orbipay, financial institutions can offer:

  • Instant account-to-account (A2A) transfers via RTP and FedNow
  • Real-time loan payments through web, mobile, IVR, and chatbot
  • Instant debit card account funding from external accounts
  • These capabilities unify modern and traditional rails to streamline digital money movement.

Alacriti enables always-available, convenient payment experiences that increase transaction volume, strengthen account holder loyalty, and drive higher engagement within digital channels. Faster payment options keep users active and encourage broader platform adoption.

Alacriti supports a multi-layered fraud strategy purpose-built for instant payments. By centralizing payment orchestration and automating workflows, financial institutions can enhance operational efficiency while safeguarding account holders from fraud risks associated with real-time money movement. 

Starter
Compliance

Catch fraud early
and reduce risk

Growth-
Oriented

Expand your commercial
capabilites

Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation