Atomic uses a market-leading payroll API to connect consumers to their primary source of income, simplifying direct deposit setup and income verification for financial institutions.
Atomic integrates with Alkami’s digital banking platform to provide a seamless, in-app payroll connection, allowing users to update direct deposits or verify income securely.
Automate direct deposit switching by allowing users to link and update their payroll information in real time securely.
Streamline lending with instant, user-permissioned verification directly from the payroll source to eliminate manual documentation.
Securely confirm user identity by pulling verified personal information directly from official employer records.
in direct deposit conversion rates for financial institutions.
active usage and product engagement.
Atomic is a financial connectivity platform that allows consumers to securely link their payroll accounts to manage direct deposits and share income data.
Users securely authenticate their payroll account within digital banking, allowing them to automatically update their deposit destination in real time.
Institutions see higher direct deposit conversion, reduced acquisition costs, and increased active usage and product engagement.
Yes, Atomic uses a secure, user-permissioned API to establish a direct connection between the payroll provider and the financial institution.
