Digital Banking Solutions for Banks and Credit Unions

From Seasonal Marketing to Timely Member Solutions at 3Rivers Federal Credit Union

From democratizing data across the organization to creating timely, personalized experiences for their 114,000 members, Chad Gramling, AVP of business intelligence at 3Rivers Federal Credit Union, explains how 3Rivers abandoned the traditional seasonal marketing calendar in favor of always-on, data-driven member engagement.

Learn how 3Rivers integrated their business intelligence, marketing, and digital teams to deliver more relevant financial solutions across all channels and why Chad believes financial institutions should “be offended that Credit Karma knows our members better than we do.”

This conversation reveals practical insights into how even modestly-sized institutions can leverage data to deliver highly personalized engagements.

Follow us on social media for thought leadership content

FIsionaries

Watch More

Podcast

May 16, 2025

From Seasonal Marketing to Timely Member Solutions at 3Rivers Federal Credit Union

FEATURING

From democratizing data across the organization to creating timely, personalized experiences for their 114,000 members, Chad Gramling, AVP of business intelligence at 3Rivers Federal Credit Union, exp...

Podcast

May 6, 2025

Meaningful Banking Innovation at First Fidelity Bank

FEATURING

With assets of $2.7 billion, First Fidelity Bank has nearly doubled in size since 2017. My conversation with John Symcox, Senior Vice President and Chief Innovation Officer at First Fidelity Bank, exp...

Podcast

May 6, 2025

How Capital Credit Union Uses Data to Drive Personalized Growth

FEATURING

Financial institutions of all sizes face mounting pressure to deliver personalized experiences that rival tech giants and fintech disruptors. As consumers increasingly expect tailored financial servic...
J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.