Credit Score & Report
Give users their full VantageScore® data, including credit report card factors and real-time monitoring alerts directly inside digital banking.
SavvyMoney embeds credit scores, reports, alerts, and wellness tools in digital banking, plus analytics and offer engines to drive lending, growth, and loyalty.
SavvyMoney embeds via secure SSO in Alkami, so users see scores and real-time offers in your branded app, while FIs auto-enroll users and drive them to LOS or landing pages.
Give users their full VantageScore® data, including credit report card factors and real-time monitoring alerts directly inside digital banking.
Drive loan growth by surfacing pre-qualified and pre-approved offers tailored to each user’s unique credit profile and borrowing potential.
Empower users to see how specific financial decisions—like paying off a card or opening a new loan—will impact their score before they act.
Equip your team with deep portfolio insights and behavioral data tags to identify lending gaps and run highly targeted marketing campaigns.
SavvyMoney provides users with their VantageScore® 3.0 or 4.0 from TransUnion, which is the same scoring model used by many major lenders to assess creditworthiness.
No. SavvyMoney uses a “soft pull” for all credit updates and monitoring, meaning users can check their score as often as they like without any negative impact on their rating.
InstantAccess allows financial institutions to automatically enroll eligible users in credit monitoring when they accept digital banking terms, often resulting in near 100% adoption.
The platform’s analytics suite tracks credit behavior across your entire portfolio, allowing you to identify members who have competitive loans elsewhere and retarget them with better in-house offers.
