Bill Pay
Payrailz ® Pay a Bill: Deliver a modern bill pay experience with next-gen UI and intelligent payment automation.
iPay Business Bill Pay: Provide businesses with streamlined bill pay access through secure, single-sign-on login.
Jack Henry & Associates helps banks and credit unions modernize operations, digital banking, and payments with connected core systems, APIs, and processing solutions for secure, seamless financial experiences.
Alkami integrates with Jack Henry’s core and payments systems to power seamless digital banking. Real-time data flows enable account access, onboarding, and servicing through Alkami’s secure online and mobile experience.
Payrailz ® Pay a Bill: Deliver a modern bill pay experience with next-gen UI and intelligent payment automation.
iPay Business Bill Pay: Provide businesses with streamlined bill pay access through secure, single-sign-on login.
Zelle ® SSO: Enable fast, trusted person-to-person payments with Zelle access through unified single-sign-on.
Payrailz ® Pay a Person: Offer modern person-to-person (P2P) payments with intuitive interfaces and intelligent decisioning through Payrailz.
Ensenta: Mobile and desktop remote deposit capture supporting premier risk monitoring for business and consumer check processing.
SmartPay: Business and consumer remote deposit via mobile and desktop, backed by a powerful payment settlement engine that also supports ACH (single, recurring, and same-day), card, and instant payments (via FedNow® and RTP®).

Jack Henry provides core processing, digital banking, and payments technology that helps banks and credit unions modernize operations and deliver secure, connected financial experiences.
Alkami connects to Jack Henry’s core and payments infrastructure through real-time integrations and APIs, enabling seamless digital banking experiences across online and mobile channels.
Jack Henry supports bill pay, P2P payments like Zelle®, and remote deposit capture through solutions such as Payrailz®, Ensenta, and SmartPay for consumers and businesses.
Jack Henry helps institutions streamline operations with automated workflows, integrated payments, and connected systems that reduce manual processes and improve efficiency.
Banks gain modern digital experiences, real-time payment capabilities, stronger fraud protection, and improved customer engagement through integrated banking and payments technology.