Array

Array is a fintech platform providing embedded credit and identity tools that help account holders understand and improve their financial health inside digital banking.

What does Array do?

Array provides white-label credit, identity, and financial wellness tools that embed into digital banking to drive engagement and long-term customer loyalty.

How does the integration between Array and Alkami work?

Array’s credit and identity tools are seamlessly embedded into Alkami’s digital banking platform using an extensibility framework for a fully branded experience.

What products does Array offer?

My Credit Manager

empowers users to track credit scores, monitor debt, and run simulations with a personalized dashboard embedded in their digital banking.

Identity Protect Safeguard

users with dark web monitoring, real-time alerts, and restoration services to minimize the impact of identity theft and fraud.

Offers Engine

Drive revenue by using credit data to deliver targeted, pre-qualified product offers to users with a higher likelihood of approval.

BuildCredit Account

helps credit-invisible users build history with an automated installment loan while Array handles licensing, servicing, and underwriting.

Key outcomes you can achieve with Array

Discover how Array's solutions empower financial institutions to achieve measurable outcomes and deliver lasting value.

Increase digital engagement

Boost log-ins by providing users a regular reason to check credit scores and monitor identity within your branded experience.

Grow data-driven revenue

Target pre-qualified users with relevant credit-based offers to improve approval rates and marketing campaign performance.

Foster financial wellness

Support users with tools to manage debt and build credit history, strengthening long-term trust and loyalty with your institution.
Discover how leading FIs grow with SavvyMoney

Discover how leading FIs grow with SavvyMoney

Fisionaries Podcast featuring Jim Marous, discussing innovation in digital banking

Bringing digital banking excellence to light

hosted by

Jim Marous
Leading Fintech Influencer and Co-Publisher of The Financial Brand

“We have gotten a lot of great feedback from our customers, that the platform is easier to use, it's very much intuitive on what you're doing.”

Amy Driscoll
Digital Service Analyst, Kennebec Savings Bank

When local business owner Anna needed support for opening her small business, she turned to NorthWest Federal Credit Union. She never imagined just how much support they would truly give. See the stories of those impacted by regional and community FIs.

Frequently asked questions

Explore common questions about integrating Array.

By embedding high-value tools like credit score tracking and identity monitoring, Array gives account holders a compelling reason to log in more frequently and spend more time within your app.

Yes. Array’s tools are designed to inherit your institution’s branding, ensuring a seamless and consistent user experience that keeps your brand at the center of the user’s financial life.

The Offers Engine uses real-time credit data to segment your audience and display pre-qualified offers, ensuring users only see products they are likely to be approved for, which increases conversion.

Request more info

Complete the form below to discuss how an Alkami partnership can accelerate your institution's growth.

Starter
Compliance

Catch fraud early
and reduce risk

Growth-
Oriented

Expand your commercial
capabilites

Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation