MANTL Retail Account Opening

Originate new accounts in 5 minutes*

Why choose between frictionless and secure? With MANTL, get both.
* Median time to open a retail account

A simpler way to open accounts—built for your applicants and account holders

Long-term impression

MANTL helps you attract core deposits—while making a great first impression that drives long-term value.

Ease for everyone

Our online application improves conversion and reduces fraud with minimal inputs, flexible funding, and e-signatures.

Onward and upward

Automated messaging and secure invites keep applicants moving forward, so you open more accounts—faster.

Automated account opening your team will actually enjoy.

Your back office has enough on its plate. MANTL streamlines onboarding with real-time identity verification, rules-based decisions, and centralized application review—all with audit-ready records.

Your team spends less time on processes, and more time delivering value.

Outcomes your board will notice. And value.

Good tech should look great—but deliver even better outcomes.

$31B

raised in deposits for FIs with the help of MANTL

350K

hours of employee time saved

CASE STUDY

Alliant Credit Union raised $500M in deposits in six months

Better origination. Bigger returns.

The difference between ordinary and extraordinary in account origination translates directly into financial benefits for your institution. You already work tirelessly to provide a better experience for those you serve. Isn’t it time your account opening solution did the same for you?

Ordinary

500

checking account applications

30%

submission rate

150

submissions

30%

conversion rate

45

booked accounts

$100

average initial funding

$4,500

deposits per month

Extraordinary

500

checking account applications

55%

submission rate

275

submissions

65%

conversion rate

178

booked accounts

$5,000

average initial funding

$890,000

deposits per month

All deposit accounts. Virtually any core.

It’s no accident that MANTL’s name was inspired by the mantle that surrounds the core of our planet. In fact, we support 25 of the top core solutions in the market today, making it very likely that we can accommodate yours.

And since the last thing you need is more tech sprawl, our solution supports all your deposit types, across any channel.

Business account opening

In-branch account opening

You deserve an account opening solution without tradeoffs

MANTL doesn’t make you choose between a seamless or secure experience. With MANTL, there’s no need to compromise.
J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.

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Catch fraud early
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Expand your commercial
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Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation