Spiral

Spiral empowers financial institutions to grow deposits and engagement by turning everyday spending into a force for personal savings and community impact through embedded giving tools.

What does Spiral do?

Spiral provides an embedded platform for automated round-ups and charitable giving, allowing users to build wealth and support nonprofits directly within their digital banking experience.

How does the integration between Spiral and Alkami work?

Spiral integrates directly into the Alkami platform, allowing users to access saving and giving tools through a seamless, branded experience with no separate login required.

What products does Spiral offer?

Roundup Center

Let users automatically round up debit card purchases to the nearest dollar and direct the spare change toward personal savings, charity, or both.

Giving Center

Enable account holders to donate to over 1.5 million verified U.S. nonprofits and access year-end tax receipts directly in digital banking.

Impact Dashboard

Provide users with a personalized view of their progress, tracking cumulative savings and charitable contributions to drive ongoing engagement.

Key outcomes you can achieve with Spiral

Discover how Spiral's solutions empower financial institutions to achieve measurable outcomes and deliver lasting value.

Grow low-cost deposits

Deepen primary relationships by turning small card round-ups into consistent, automated savings activity that builds total deposit volume.

Boost digital engagement

Drive frequent logins as users return to track their personal savings goals and the cumulative impact of their charitable giving.

Differentiate your brand

Attract socially conscious consumers by offering tools that align everyday spending with personal values and local community causes.
Discover how leading FIs grow with SavvyMoney

Discover how leading FIs grow with SavvyMoney

Fisionaries Podcast featuring Jim Marous, discussing innovation in digital banking

Bringing digital banking excellence to light

hosted by

Jim Marous
Leading Fintech Influencer and Co-Publisher of The Financial Brand

“We have gotten a lot of great feedback from our customers, that the platform is easier to use, it's very much intuitive on what you're doing.”

Amy Driscoll
Digital Service Analyst, Kennebec Savings Bank

When local business owner Anna needed support for opening her small business, she turned to NorthWest Federal Credit Union. She never imagined just how much support they would truly give. See the stories of those impacted by regional and community FIs.

Frequently asked questions

Explore common questions about integrating Spiral.

Spiral uses a “round-up” mechanism that captures spare change from every debit card purchase. Over time, these small amounts accumulate into significant savings held within your institution, increasing deposit stickiness.

Yes. Through the Giving Center, users can search for and support over 1.5 million verified U.S. nonprofits, or they can choose from specific local causes highlighted by your institution.

Yes. Spiral automatically generates and stores tax-deductible donation receipts and year-end statements within the digital banking interface, providing a convenient “one-stop shop” for account holders.

Because Spiral is already fully integrated into the Alkami platform, the implementation requires minimal IT lift, allowing you to launch high-impact wellness features quickly.

Request more info

Complete the form below to discuss how an Alkami partnership can accelerate your institution's growth.

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