Paymentus

Digital-first platform enabling real-time bill pay, payment processing, and money movement.

What does Paymentus do?

Paymentus is a cloud payments platform enabling secure, real-time bill pay and money movement across web, mobile, text, IVR, and wallets—modernizing billing for financial institutions and businesses.

How does the integration between Paymentus and Alkami work?

Alkami and Paymentus integrate to deliver real-time bill pay, P2P, and loan payments within digital banking—combining secure payment rails with an intuitive, seamless user experience.

What products does Paymentus offer?

Paymentus Bill Pay

Deliver streamlined bill presentment and payments across channels to drive convenience and digital engagement.

Paymentus P2P

Enable real-time person-to-person transfers using simple identifiers to power fast, seamless money movement.

Paymentus Loan Payments

Simplify loan repayment with easy, digital payment options that improve borrower experience and reduce servicing effort.

Key outcomes you can achieve with Paymentus

Discover how Paymentus's solutions empower financial institutions to achieve measurable outcomes and deliver lasting value.

Improve Onboarding

Deliver integrated, digital-first payment experiences that create a seamless first interaction and drive immediate adoption from day one.

Drive Engagement

Engage users with intuitive, embedded bill pay and money movement built directly into digital banking.

Grow Deposits

Keep everyday bill pay and money movement activity inside the institution’s ecosystem.

Increase Revenue

Boost wallet share with expanded payment options, real-time capabilities, and new fee-generating channels.

Improve Operational Efficiency

Offer centralized billing, automated workflows, and streamlined reconciliation.

Protect Account Holders

Enable secure, compliant payment rails and built-in fraud controls across every channel.
Discover how leading FIs grow with SavvyMoney

Discover how leading FIs grow with SavvyMoney

Fisionaries Podcast featuring Jim Marous, discussing innovation in digital banking

Bringing digital banking excellence to light

hosted by

Jim Marous
Leading Fintech Influencer and Co-Publisher of The Financial Brand

“We have gotten a lot of great feedback from our customers, that the platform is easier to use, it's very much intuitive on what you're doing.”

Amy Driscoll
Digital Service Analyst, Kennebec Savings Bank

When local business owner Anna needed support for opening her small business, she turned to NorthWest Federal Credit Union. She never imagined just how much support they would truly give. See the stories of those impacted by regional and community FIs.

Frequently asked questions

Explore common questions about integrating Paymentus and Alkami.

Paymentus is a cloud-based payments platform that enables secure, real-time bill pay and money movement across web, mobile, text, IVR, and digital wallets. It helps financial institutions and businesses modernize billing with seamless, digital-first payment experiences.

Alkami integrates with Paymentus to embed real-time bill pay, P2P transfers, and loan payments directly into digital banking. This integration combines secure payment rails with an intuitive, seamless user experience across online and mobile channels.

Paymentus provides:

  • Bill Pay: Streamlined bill presentment and payment across digital channels
  • P2P Payments: Real-time person-to-person transfers using simple identifiers
  • Loan Payments: Easy digital loan repayment options that improve borrower experience and reduce servicing effort

These solutions centralize payment activity within digital banking.

By keeping everyday bill pay and money movement inside the institution’s ecosystem, Paymentus helps grow deposits and expand wallet share. Real-time capabilities and expanded payment options also open new fee-generating opportunities while increasing digital engagement.

Paymentus enables secure, compliant payment rails with built-in fraud controls across every channel. Its centralized billing, automated workflows, and streamlined reconciliation processes improve operational efficiency while safeguarding users’ transactions.

Starter
Compliance

Catch fraud early
and reduce risk

Growth-
Oriented

Expand your commercial
capabilites

Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation