The most essential components for success

The Alkami Platform can help you onboard, engage, grow, and secure your users. The base Platform satisfies what users demand from digital banking, while additional Alkami and third-party products are upgradable to extend your digital banking solution. At any stage of your digital success journey, the Alkami Platform enables you to stay competitive.

Retail banking solutions users want

Take retail banking beyond account balances, transfers and bill pay. Provide the fast, anytime, anywhere access users demand while facilitating peer-to-peer payments, card management, account opening, account aggregation, rewards, and financial wellness tools.

Account
Opening

Opening an account or applying for a loan at your financial institution (FI) is usually the longest engagement users will have with your organization. Your FI must capture users’ expectations with a continuous digital experience powered by intuitive, robust account opening and loan application solutions. Alkami offers several digital solutions to help your FI transform the onboarding experience to go beyond a single transaction.

Money
Movement

Digital banking users demand constant innovation, and financial institutions (FIs) must evolve and shift with new solutions to meet expectations. To stay competitive and leverage modern fintech solutions to your FI’s advantage, offering direct in-app access to innovative solutions your users already engage with elsewhere is key. The Alkami Platform is designed to be the central hub for your users to access a multitude of money movement tools, all in one place.

Financial
Wellness

Today’s digital banking users engage with a variety of apps to help them manage and measure their finances. You can provide a single go-to app to build loyalty with the Alkami Platform’s financial wellness technology. We help keep your users within your digital banking experience by giving them what they need to proactively improve their financial health all while increasing their PFI status with you.

Customer
Service

Traditionally, financial institutions (FIs) have been reactive to employing new customer service solutions, not wanting to lose the high touch, personalized service that differentiated each FI. We make it easy for your users to have the best of both worlds: personalized face-to-face and digital interactions. Provide the high tech and high touch digital experiences they demand anywhere, anytime with the Alkami Platform’s customer service solutions.

Card
Experience

In today’s environment, cardholders expect instant access to payment cards at online and mobile checkouts. What they get instead is unexpected, frustrating declined transactions and the burden of manually updating cards on file. For issuers, the result is lost revenue and declining cardholder satisfaction. We provide frictionless card updating experiences that increase card usage, raise interchange income, and inspire loyalty, allowing you to engage with users via rapidly growing channels.

Marketing &
Analytics

For many financial institutions (FIs), data is stored in silos making it hard to get a complete view of all banking relationships. Many FIs can’t truly deliver the personalized experiences users want because of their limited ability to extract insights from their data. Due to these challenges, data transformation is necessary. We help your FI fully access your online banking data to gather deep insights into user behavior with Flux, our robust business intelligence and data analytics solution. Go even further by harnessing the power of this data through personalized offers generated and delivered within the platform, right where your users are, in their most used engagement channel with your organization.

Extensibility

As digital banking technology changes at an ever-increasing pace, third-party integrations have become a necessity. To stay competitive in the market, your organization can achieve differentiation through extensibility—customizing, integrating, and personalizing your platform as new market-leading tools arise. Alkami provides an open platform that meets rising demand.

Security &
Fraud Prevention

For banks and credit unions of all sizes, fraud continues to be a major concern. As a higher percentage of payments move to real time, fraud schemes are becoming more sophisticated. Financial institutions need a holistic security strategy to defend against both existing and emerging threats. Alkami helps banks and credit unions mitigate potential impacts of fraud events by providing several security layers.

Experience the gold standard in digital banking.