Credit Card Origination

Grow share of wallet with real-time decisions for cards

Cultivate interest with an online shopping experience

At first glance, how does your financial institution (FI) appear? Does your digital storefront engage prospective users?

It’s time to reimagine credit cards by drawing users in, growing consideration by educating users with informative detail pages highlighting key features and benefits, and seamlessly converting users in a mobile-first application. Build loyalty and brand recognition with your user base through a credit card origination system branded to your FI.  

Onboard consumers & businesses digitally

Grow your FI with intuitive application workflows tailored to products added to the user’s shopping cart and optimized for over 400 devices. Eliminate in-branch barriers for consumers and businesses alike.

Empower users to electronically sign agreements, receive digital messaging for Adverse Action Letters and Risk-Based Pricing Notices, and push provision cards to Apple and Google Pay from within digital banking – enabling users to immediately begin transacting.

Make real-time credit & identity decisions

Save time for both borrowers and lenders with paperless applications. Create a more efficient and secure way to underwrite with dynamic risk groups, line assignments, and rules-based decisioning.

Easily download credit profiles, credit applications, and signed agreements within a cloud-based order processing system designed to foster internal team collaboration with digital audit trails. With streamlined back office workflows, your FI can exceed user expectations for faster credit decisions.

Put Data to Work

Put data to work

Lower operational costs, eliminate manual credit reviews, and reduce decision turnaround time. How?

Enter a new era of managing risk at scale with an automated, rules-based decisioning engine. Once approved, reduce burden on back office teams by integrating directly with your core processor for end-to-end dataflow without manual entry.

Unify the banking journey

Strengthen both sides of your balance sheet with a comprehensive solution for retail and business users.

Digital Account Opening

Accelerate user acquisition with a mobile-first account opening experience that can be completed in three minutes or less.

Learn more >

Loan Origination

Make applying for a loan stress free. Support account holders’ financial needs by offering intuitive loan applications and rules-based underwriting.

Learn more >

partnering with alkami

Partner Program

Ready to shape the future of digital banking? Alkami’s partner ecosystem pairs the brightest minds in fintech with the most forward-thinking financial institutions on an extensible platform built for scalability. It’s time to pave the way for innovation.

Related Resources

See digital banking in action

Experience better banking