Loan Origination System
Grow your balance sheet, digitally
Make applying for loans effortless
Choosing a new loan is no small feat. Help users find the perfect loan in an e-commerce shopping experience powered by a comprehensive digital loan origination system (LOS) for personal loans. Convert users directly from your digital storefront through mobile-first onboarding and into online banking.
Introduce a straight-through process from initial loan application to contract signature. With Alkami, turn a single transaction into a continuous experience by seamlessly integrating your LOS with digital banking where you can deepen the banking relationship with personalized engagements.
Make lending simple
Pride yourself on the intuitiveness of your application configured for the following loans:
Give underwriters the digital tools they need
Applying for a loan is an anxiety-ridden process for consumers. Give account holders peace of mind by delivering real-time identity verification and credit decisions powered by an automated, rules-based engine. Empower your back-office with a cloud-based dashboard, encouraging your underwriters to work more efficiently and effectively.
Foster team collaboration with role-based permissions, stipulations, downloadable credit profiles, and application history – improving your online recordkeeping for audits. Eliminate manual processes with seamless data flow to core providers and deploy straight-through processing with immediate presentment of loan agreements for e-signatures.
Simple applications, faster decisions – that’s the Alkami way.